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 LAST Noel News of 2021  Life can only be understood backwards, but it must be lived forwards. SOREN KIERKEGAARD Welcome to our last newsletter of 2021 It has certainly been an interesting year. If you cast your mind back to March 2020 the stock market was in freefall, and most people were predicting major permanent job losses. Since then, the market has boomed and one of the biggest problems the world has are shortages.     Until recently I had never heard of AdBlue which is a diesel exhaust fluid. It’s made from urea which has become scarce, and once it runs out it will cripple a large portion of the Australian truck fleet. One of my golfing mates has a Mercedes sedan and, because of emissions control, has to add AdBlue to his diesel fuel through a separate tank in the car. He says that the car will not start if ...