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Noel News- By Noel Whittaker The error of youth is to believe that intelligence is a substitute for experience, while the error of age is to believe experience is a substitute for intelligence. LYMAN BRYSON Welcome to our September newsletter – it’s amazing how quickly time passes. It was in my February newsletter that Covid-19 got its first mention, and then in the March newsletter I wrote: “What we are facing now is far worse than the GFC and I believe it will change many people’s behaviour for the rest of their lives. During the GFC, business kept on going – now it’s been stopped dead. A few months ago, we were talking about a balanced budget – now we face the perfect storm of businesses everywhere going broke, hundreds of thousands of people out of work, and the government pumping everything it can to try to save the economy. ...