Noel News Experience is a comb that nature gives us when we are bald. CHINESE PROVERB Welcome to our latest Newsletter To start I share a personal experience with our travels, the unexpected, and our travel insurance coming to the rescue. In this issue, we’ll dive into the 2025 aged care reforms and explore how they’ll impact you financially. Plus, I’ll walk you through the latest pension numbers and why I highly recommend downloading the new pension charts and testing out the age pension and deeming calculators on my website. We’ve also got some tips on building wealth and another powerful testimony from a reader who’s successfully applied the principles in my books to achieve financial success. Enjoy the read! The “joys” of travel The “joys” of travel In my last newsletter, I told you how Qantas had cancelled our flight home from Los Angeles and rescheduled us to a ...
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NOEL NEWS The meaning of life is to find your gift. The purpose of life is to give it away. DAVID MELTZER Thank you so much Thank you so much for your overwhelming support of the new edition of Super Made Simple. Within three days we had nearly 1000 orders and I had to recruit the entire family to help with the mailout. It did take a whole weekend, but it was a great experience for the grand kids to learn how business works and to earn some pocket money. I had decided to handle the mailing of that special offer myself as I didn’t want to over burden Neil who packs all the other books. You may remember he broke his hip in March – he is indispensable. Just don’t delay – the special deal, which was designed for the original buyers of Superannuation Made Simple, which is now ...
Jul 31, 2024
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Noel News Age is an issue of mind over matter …if you don’t mind it doesn’t matter. MARK TWAIN Welcome to a new financial year, and a whole new world of superannuation. Major changes took place on 1 July and today I’m pleased to announce we have released a brand-new superannuation book to take the new changes into account. This book is a totally new version, and the new book even has a changed title and a new cover to celebrate. I’m aware that many of you have the older print version which we took off the website on 31st of May so today I’m announcing a new initiative to compensate those of you who own the old edition which is now out of date. For the next four weeks the price of Super Made Simple print edition will be reduced from $29.95 to $19.95 and if you enter ...
NOEL NEWS Answer not a fool according to his folly, lest thou also be like unto him. PROVERBS Welcome to our May newsletter. Thanks for the wonderful feedback on the new book, Wills, death & taxes. I’m so thrilled that it’s touched a chord with so many of you. The email from Laura is typical: “I am loving the book. I’ve already acted on some of the suggestions and I’m only halfway through. It’s so clear and comprehensive and the reader’s stories are great illustrations of what can go wrong if you don’t do things properly. Congratulations.” Get the book View all bundles The feedback on the Executor’s cheat sheet has been fantastic. I’m so pleased you found it a useful resource and hopefully it will be fully operational within two or three weeks. You can find a beta version on my website but just bear in mind is not ...
NOEL NEWS He is terribly afraid of dying because he hasn’t yet lived. FRANZ KAFKA Welcome to our April newsletter. First of all, let me thank you for your overwhelming support of my new book. Orders have been coming in non-stop, and I’m humbled by your confidence in me by buying a product yet unseen. It’s a fairly big book – 350 pages – with a wealth of information. Friends who have read the proofs have all been very impressed and particularly like the simple language and how well the book is set out. Buy Now The printing process has been much quicker than we thought and the books have now arrived at our distribution centre in Brisbane for posting.This means you should have your orders within 14 days, but let’s plan on 30 April to allow for delays in the post. If you haven’t received it by that date, ...
Noel News Special Bulletin I’m thrilled to tell you that my new book Wills, Death & Taxes went on the printing presses last Thursday. The catalyst for writing a book about estate planning was a bulletin from Finder claiming that 12 million Australians did not have a will and 60% have never given a thought to estate planning. That’s a serious situation – and a signal that many people are unaware of the complexities that can arise if proper estate planning is not put in place. Recently I was having a chat to the guy who takes care of my garden, and I asked him if he had a will. He replied “never got around to it. It all seems too much trouble.” I responded “you’ve been married before haven’t you –and don’t you have any children from that relationship? He said yes to both questions. He got a shock ...
Noel News Do you know the difference between education and experience? Education is when you read the fine print; experience is what you get when you don’t. PETE SEEGER Welcome to our March newsletter. It’s been about five weeks since the last one, but things have been hectic in the Whittaker household. The good news is that the new book on estate planning is almost finished. It will be called Wills, Death and Taxes, and we hope to have final proofs by the end of this week. If all goes smoothly it should go on the printing presses later in the month and be available in April. You’ll be given a chance to pre-order as soon as the book is on the printing presses. I know what the delivery date will be, but I don’t want to commit to any pre-orders until I have a definite printing schedule. It’s so ...
Mar 13, 2024
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Noel News If you wish to find you must search. Rarely does a good idea interrupt you. JIM ROHN Welcome to our first newsletter of the year. It’s hard to believe the end of January is nearly upon us. It’s going to be a big year with elections in the United States and several other American countries, the United Kingdom and Indonesia, and legislated tax cuts to take effect in Australia on 1 July. They are truly a game changer. We’re probably only 15 months from another general election in Australia, so expect the May budget to be full of goodies. The trouble is goodies cost money, so as usual, the government will have a balancing act to deal with. I think there are reasons to be optimistic. Inflation appears to be getting under control in most developed nations, and it’s a reasonable bet that interest-rate rises in Australia are ...
Noel News A credit card is an anaesthetic which simply delays the pain. HELEN MASON Welcome to our last newsletter of 2023 It’s been another eventful year with no progress with the war in Ukraine and the unexpected attack by Hamas on Israel. I don’t think either of these battles will end soon. Next year’s presidential election in the United States will further complicate matters. The good news in Australia is that the interest rate cycle is getting very close to the top, with some economists even predicting a drop in rates within 18 months. I doubt that will happen, but I do think we won’t see many more rises. Keep in mind that the Albanese government is about 18 months from an election, so expect the May 2024 budget to have more sweeteners than nasties. The controversial topic is the personal tax cuts that have been legislated to take ...
Noel News “The easiest way to get to where you want to be is to find someone who is already there and ask them for directions.” DAVID MELTZER Welcome to our November Newsletter Last week our Reserve Bank raised interest rates another 25 basis points. It was a bad decision. I am one of 32 ‘experts’ who are surveyed each month for their prediction on the next monthly rate movement, and this month I was in the minority – just 30% of us forecast no change. It was not so much a prediction from me as it was a fervent wish. The last thing we need is another rate rise. Central banks around the world are trying to combat inflation with one blunt instrument: interest-rate control. They have been sold on the idea that inflation should be kept within a specific target band, and all their efforts are directed to ...
