Blog Archives

 Noel News “The simple things that lead to success are all easy to do. But they’re also just as easy not to do.” JIM ROHN Another financial year ends Good morning. We are almost at the end of another financial year. In the newsletter I wrote at this time last year, I was bemoaning the fact that the previous 12 months had been horrendous. However, I did point out that markets tend to have four bad years every decade and six good years, and my advice was to hang in there. That’s what I have been doing for as long as I can remember. Anyway, the market has done the right thing and the All Ordinaries Accumulation Index is up 13% from this time last year. It just proves the value of staying in there. This is not to play down the state of the world right now. It seems ...

Noel News  “The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed lest Rome become bankrupt. People must again learn to work, instead of living on public assistance.”  CICERO – 55 BC This is an early newsletter: The Federal Budget will be delivered on Tuesday 9 May, after which I’ll be doing a special bulletin. Labor has already promised no more changes to super but I’ll believe that when I see it. I’ve got three speeches booked in after the budget and I am sending this newsletter now to give you plenty of notice if you would like to come. Inflation The Reserve Bank usually announces interest-rate movements on the first Tuesday of the month, which means the next announcement will come on Tuesday next week. Of course, there are the ...

Noel News Faith is a GPS that not only will reroute you when you lose your way, it will take you to a better destination! DAVID MELTZER Welcome to our April newsletter It’s amazing how quickly the year is flying by. The last four weeks have been dominated by proposed superannuation changes, where interest rates may be going, and the state of world markets. As I have said repeatedly, the way forward is to focus on the things you can control and not to get obsessed with things that are out of your control. Let’s talk about interest rates first… Interest rates Last Tuesday our Reserve Bank decided to put rates on hold, which was exactly what many of us thought would happen. However, they also made it clear that more rate rises could be expected. My view is that the cash rate will go to at least 4.25%, and ...

Noel News  Every new beginning comes from some other beginning’s end. SENECA THE ELDER Welcome to our first newsletter of 2023 No doubt it will be another challenging and interesting year, but I’ll do my best to keep you up to date on the important things that happen along the way. First, a big thank you to all you kind folk out there who sent me such lovely emails when I wrote that I had fallen and broken my ankle. It was most appreciated. Now seven weeks have passed and I hope to be out of the moon boot this time next week. It’s been a challenging journey but also a time for reflection, which made me so conscious of the difficulties faced by people with disabilities. I didn’t realise how a small step would be enough to stop a wheelchair going into a restaurant. I also had time to ...

Noel News  Merry Christmas! Most investors have great intentions. So why is it so many fail? Simple. They lack the long-term perspective needed to help get them through short-term chaos. KEITH FITZGERALD Welcome to our last newsletter of the year! And what a year it’s been. Volatile share markets, property markets in a downturn, inflation roaring, a war in Ukraine, interest rates going sky-high and a change of government. That’s just a bit of it. There is so much to talk about, which I will do in various newsletters as 2023 goes by. But today, because this is our last newsletter for the year and it’s a bit late to be putting new strategies in place, I will focus on two topics – both of which could have a huge effect on your finances: The first is the psychology of investment, and the second is the huge increase in scams which are ...

 Noel News Don’t wish it was easier; wish you were better. JIM ROHN   Welcome to our December newsletter, the second last one for the year… Unfortunately, I’m a bit short of Christmas cheer as I write this. Monday last week was our 42nd wedding anniversary and we had prepared to celebrate it by having dinner at home and then by spending the rest of the week in Sydney. It was not to be. Around lunchtime I walked into the garage and, coming out a bit too quickly, tripped over a skirting board. There was a horrible pain, and I thought I had broken my ankle in two. The family called an ambulance, which whisked me to the emergency department at the Mater Hospital in Brisbane. After an X-Ray and a CT scan, I was diagnosed with a fractured ankle and was admitted as a patient with an operation to ...

Noel News “First we’re children to our parents then parents to our children then parents to our parents then children to our children.” MILTON GREENBLATT Good morning I’m writing this from Los Angeles, where we are visiting our son James and his family. It’s our first overseas trip for three years, and nothing much has changed in America except the horrendous prices, due to the surging Greenback. The United Airlines flight ex-Sydney was uneventful, and it was great to discover that masks are no longer required – neither on the aeroplane nor in the airports. On the advice of friends, we invested $90 for two Apple AirTags which sit inside your suitcases and enable them to be tracked anywhere in the world. Luckily, our luggage arrived on time, but it was good to know that the AirTags were there as a backup. We did have an initial scare when we ...